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Looking for hassle-free Lasting Power of Attorney support in the comfort of your own home?
I specialise in making the LPA process and your Will as straightforward as possible. I'm not just another faceless company. I personally guide you through the process and genuinely care about your future, no automated voices, menus or robots. I am a qualified estate planner ensuring your documents are handled professionally. All for a fair and affordable cost.
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Services
Health and Welfare LPA
Granting authority over medical treatment, living arrangements, and personal care. This LPA ensures your healthcare preferences are respected when you are unable to communicate them yourself.
A lasting power of attorney is a legal document that allows you to appoint one or more people to make decisions on your behalf during your lifetime. The people you appoint to manage your affairs are called the attorneys. A lasting power of attorney is a completely separate legal document to your will although many people put them in place at the same time as getting their will written, as part of planning for the future. Its important to remember its not just Dementia that can incapacitate us and it can happen anytime.
Property and Financial Affairs LPA
Managing your assets, bank accounts, and investments. This LPA allows your appointed representative to handle financial matters, ensuring your wealth is managed according to your long-term goals.
Wills
A will is one of the most important legal documents you will ever sign. If you die without a valid will in England or Wales the law can decide who has responsibility for children under 18 and who receives your money, property, cars, pets and all your other belongings.
Your will deals with your belongings (such as your property, bank accounts and personal possessions) that you own at the time of your death, not at the time you write your will. So even if you don't have much to leave now, your financial situation could change significantly in the future, particularly if you expect to have paid off your mortgage or are likely to receive an inheritance at some point.
Making a will clarifies your wishes and enables you to give your loved ones financial protection after you die.
A single will allows you to name the people or charities who you want to leave your things to when you die. Decide how you want to split your things amongst them. Name who you would want to look after any children you have who are under 18. Choose who you would want to protect any inheritance you leave to any children you have who are under 18. Give details about specific
items you want to pass on. Decide who you want to carry out the terms of your will after your death
Single Will
Mirror Will
If your wishes are very similar to someone else's (typically your partner or spouse) then you may want to make standard mirror wills together.
Will Trust
To be considered if you have children from a previous relationship, you looking to protect your share of a family home or you need to provide for a vulnerable dependent. A will trust is an additional layer of protection written into your will that allows trustees to manage your assets for the benefit of your loved ones after you pass. You create one to protect inheritances from being lost to divorce, bankruptcy, care fees, or mismanagement
The reality of doing your own LPAs
Some people consider processing their LPA paperwork without seeking support from a professional, assuming that this will save on costs. Yet, the risk of making even a single error can result in delays and legal complications that could compromise future autonomy. It’s a stressful experience that can affect your peace of mind and quality of life and bad decisions can come to light when it's too late to change them.
Whats included in my service
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advising on the different types of LPAs/wills available and their benefits
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advising on the right Will for your circumstances
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advising on the choice of attorney, executors and replacements, and how and when they can act
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advising on the appointment of an appropriate certificate provider
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advising on any preferences or instructions to limit what the attorneys can do
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preparing the LPA/Will document
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meeting with the with full instructions for signing by the donor and attorneys (if available) and acting as a certificate provider
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checking that the LPA/Will has been signed correctly by all parties in the right order
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completing and submitting papers to register the LPA at the Office of the Public Guardian and storing the Will for life.
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corresponding with the Office of the Public Guardian
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dealing with any challenges or requisitions raised by the Office of the Public Guardian
What's the process?
1
Initial Meeting
We begin by discussing your specific situation, ensuring a clear understanding of the scope of authority required, this is typically a home visit but can be done one over the phone or zoom.
2
Document Drafting
The Lasting Power of Attorney/Will tailored to your unique circumstances will be drafted
3
Signatures
Arrangements to be made for signing of the original, this is where a home visit is prticularly useful as the signing process is very strict and I can act as the certificate provider and a witness.
4
Registration
Documents are filed for registration with The Office of Public Guardian. Wills stored for life.
What are the costs?
Single LPA £150
(plus court fees see below)
Financial Affairs & Health and Welfare LPAs £250
(plus court fees see below)
Single Will £190
Mirror Will £350
Will Trust £400
Will Trust couple £750
All prices include VAT.
Note: The Office of the Public Guardian (OPG) charges an additional £92 to register each LPA. OPG Fee exemptions or reductions are available for those with certain means-tested benefits or an annual income below £12,000.
Common Questions
LPA
What is the difference between a Lasting Power of Attorney for Health and a Financial?
A Health and Welfare Power of Attorney allows you to appoint someone to make decisions about your medical treatment, living arrangements, and personal care. A Financial Power of Attorney allows you to appoint someone to manage your bank accounts, investments, and property.
How long should I expect the LPA process to take?
Generally, the documents can be prepared for registration in a week or so, depending on how quickly all parties can review and sign them. Following that the Office of the Public Guardian is currently taking around 16 weeks to complete their process.
Is it necessary for all attorneys to be present at signing?
No, if any of the attorneys can't be present, we'll work with you to determine the best way to get their signatures.
Can I change my attorney or the scope of my powers later?
Yes, you can. You can revoke your power of attorney at any time while you have mental capacity. You can also amend the document to add or remove powers, or change your attorney. However, you must do this through a formal revocation or amendment document.
Why are your prices low, are there hidden fees?
The pricing is transparent and fair, designed so that cost never becomes a barrier to getting an LPA/Will.
Who can act as an Attorney?
Usually, a family member or close friend will be an attorney. You must be over 18 and willing to take on this responsibility.
How long is an LPA valid for?
An LPA remains valid until the donor passes away or chooses to cancel it while still mentally capable.
Who can act as a certificate provider?
A Certificate Provider for a Lasting Power of Attorney (LPA) must be at least 18, independent, and either a professional (doctor, solicitor, social worker) or someone who has known the donor well for at least two years. They verify the donor understands the LPA and is not under pressure. If you choose a home visit I can take the role making the process smoother
Can I have more than one attorney?
Yes, you can appoint more than one attorney and also appoint Replacement Attorneys if you wish.
Is my personal information safe with you?
Absolutely. All client data is securely stored and protected to ensure your privacy.
Common Questions
Will
What happens if I die without making a will?
If you live in England or Wales and die without writing a legally valid will, the government will decide who gets what. If you have no living family members, all your property and possessions will go to the Crown. If you have children under 18 years old, other people can make decisions about who will take care of the children and manage their finances, education and living arrangements. By making a will you can specify your wishes.
What types of gifts can I include in my will?
When you're writing your will, there are a number of ways you can divide your estate.
A fixed sum of money such as £5,000 to your nephew.
A specific item such as a family heirloom or piece of jewellery.
A percentage of your estate after everything else has been paid off.
It's also possible for your will to say that you would like to leave a gift to someone if they survive you, but that you would like this gift to be passed on to someone else if they don't.
Can an executor of a will also be a beneficiary?
Yes they can. There is no reason why any family member, friend or anyone else benefiting from your will cannot be an executor, as long as they are over 18. Perhaps a more important question to ask is, are they willing and able to be an executor. It's worth having this conversation with them first if you're unsure.
Do I need a will if I don’t own a house?
It's a common belief that it's only worthwhile making a will if you own your own home, or other significant assets. But this isn't the case, because a will deals with far more than just property ownership.
What if I don't have anything to leave?
Virtually everyone has something to leave behind even if it’s just their personal possessions. However, even if you may not have much money or property now, that doesn’t mean that you will not have more to leave in the future. The safest course of action is to write a will so your wishes are clear.
Can I include funeral wishes in my will?
Absolutely, you can go into as much detail as you like but bear in mind that this particular aspect of your will is just an expression of a wish and is not legally binding on your executors.
I’m not married to my partner – should I make a will?
Inheritance laws in England and Wales do not currently make allowances for partners who aren't married or in a registered civil partnership. If you would like your partner to inherit from you after you die and you’re not married, then you should make a will stating your wishes.
How does getting married affect your will?
When you get married or enter a registered civil partnership, this automatically voids any existing will you have. The only way your will won't be voided by marriage or civil partnership is if you have included specific terminology in your will that references your upcoming wedding or civil partnership.
If you have got married or entered into a civil partnership, it's important to make a new will.
Can any of my beneficiaries be a witness when I am making my will?
No. A beneficiary in your will should not be a witness to you signing it. The spouse or civil partner of the beneficiary should not be a witness either. If they do witness your will, their gift could fail.
Can my will be challenged?
Yes - all wills can be challenged. The real question is 'can my will be successfully challenged?'
If your will includes your nearest relatives and dependents such as your husband, wife or civil partner and your children, there is little reason why your will should be challenged. But, if you exclude someone who might expect to benefit from your will, or there is a suggestion that you do not have mental capacity or have been influenced or coerced whilst making your will, then there is a real possibility your will could be challenged. Talking to your family and loved ones about your will is important, particularly if you are going to exclude them. This prevents questions about your motivation after you've died. Alternatively, you could write a letter to your executors which sets out the reasons why you've excluded a particular person from the will. This is called a Letter of Wishes and it can be stored with your will.
Do I need a trust?
You generally do not need a standalone trust to pass assets to beneficiaries. A standard will or direct beneficiary designations on pensions and life insurance often suffice. However, a trust becomes necessary if you need to protect vulnerable beneficiaries, manage inheritance tax for estates exceeding the £325,000 nil-rate band, or control exactly when young beneficiaries inherit. A trust can also provide a home for a surviving spouse while preserving the capital for children.
Securing Your Future with Lasting Power of Attorney
Empowering you to protect your health and financial legacy. A specialised service ensuring your wishes are respected and your authority is clearly defined.
Consultation Inquiry
Happy to help
A bit about me
After several years in the estate planning industry and over 25 years running my own businesses. I have decided to specialise in LPAs and provide a local professional service offering good value. I have worked for a couple of estate planning and legal firms in which time I have counselled, drafted and executed over 100 documents. I believe there is a need for sensibly priced, honest quality service in the Industry.
I also have first-hand experience with the struggles of caring for parents whose health is declining, so I understand how important it is to have these documents in place.
I am a proud member of the Society of Will Writers and strictly adhere to their Code of Practice. For your complete peace of mind, I hold comprehensive Professional Indemnity Insurance to a value of £2 million, ensuring that your estate and your beneficiaries are fully protected.
I am based in Edenfield, Ramsbottom and looking to get out and about delivering this valuable service to my local community. That is not to say I cannot provide a service to those further afield via post and zoom!